Sporting News’ Playoff picks are a reflection of the top-heavy state of college football: Clemson, Alabama, Oklahoma and Ohio State have combined for 17 of 24 total appearances. Which other schools could break that monopoly up?COLLEGE FOOTBALL 2020:Preseason top 25 rankings, bowl projections, All-Americans and moreSN has projections for all 44 bowl games here, and they will be updated throughout the season as dates for bowls outside the New Year’s Day 6 are revealed:College football bowl predictions 2020BOWLTEAMSFBC Mortgage Cure BowlMiami (Ohio) vs. Arkansas StateTony the Tiger Sun BowlWashington vs. Wake ForestVrbo Citrus BowlWisconsin vs FloridaOutback BowlMichigan vs. AuburnAcademy Sports + Outdoors Texas BowlBaylor vs. Mississippi StateAutoZone Liberty BowlIowa State vs. KentuckyBad Boy Mowers Gasparilla BowlVirginia vs. South CarolinaBahamas BowlCentral Michigan vs. Southern MissDuke’s Mayo BowlMichigan State vs. N.C. StateMobile Alabama BowlKent State vs. LouisianaCamping World BowlTCU vs. Florida StateCheez-It BowlKansas State vs. IndianaCheribundi Boca Raton BowlTemple vs. FAUFamous Idaho Potato BowlBuffalo vs. Air ForceFenway BowlCincinnati vs. PittLA BowlSan Diego State vs. StanfordLendingTree BowlOhio vs. Georgia SouthernLockeheed Martin Armed Forces BowlWestern Kentucky vs. SMUMilitary BowlNavy vs. Marshall*Mitsubishi Motors Las Vegas BowlUtah vs. Ole MissMyrtle Beach BowlUCF vs. TroyNOVA Home Loans Arizona BowlToledo vs. Utah StateNew Era Pinstripe BowlIowa vs. Virginia TechNew Mexico BowlHouston vs. Fresno StateQuick Lane BowlWestern Michigan vs. NebraskaR+L Carriers New Orleans BowlAppalachian State vs. Louisiana TechRadiance Technologies Independence BowlArmy vs. CalSDCCU Holiday BowlArizona State vs. Miami, Fla.SERVPRO First Responder BowlWyoming vs. West VirginiaSoFi Hawaii BowlHawaii vs. UABTaxSlayer Gator BowlLouisville vs. TennesseeTicket Smarter Birmingham BowlMemphis vs. Georgia Tech*TransPerfect Music City BowlMinnesota vs. Texas A&MTropical Smoothie Café Frisco BowlBYU* vs. FIUValero Alamo BowlOklahoma State vs. USCCollege Football New Year’s Day Six predictionsDATEBOWLTEAMSDec. 30Goodyear Cotton BowlTexas vs. Boise StateJan. 1Chick-Fil-A Peach BowlGeorgia vs. North CarolinaJan. 2PlayStation Fiesta BowlLSU vs. OregonJan. 2Capital One Orange BowlNotre Dame vs. Penn StateJan. 1Rose Bowl Game (semifinal)Ohio State vs. OklahomaJan. 1Allstate Sugar Bowl (semifinal)Clemson vs. AlabamaCollege Football Playoff championship predictionJan. 11CFP championship gameClemson vs. Ohio State The 2020 college postseason schedule features 43 bowl games between FBS teams.Is that too many bowl games? Given the outbreak of COVID-19 could threaten the season, we’re going to say absolutely not. The bowl season concludes with the College Football Playoff championship game on Jan. 11 at Hard Rock Stadium in Miami Gardens, Fla. This year’s semifinals are on Jan. 1 at the Rose Bowl Game and Sugar Bowl.