Manika Premsingh owns shares of BP and Royal Dutch Shell B. The Motley Fool UK has recommended Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address Image source: Getty Images. Click here to claim your free copy of this special investing report now! Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. 5 Stocks For Trying To Build Wealth After 50 See all posts by Manika Premsingh How I would ensure a reliable passive income now Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Manika Premsingh | Tuesday, 30th March, 2021 Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. When buying shares to earn a passive income today, I would keep in mind that 2020 has taken a toll on many companies’ financial health. In fact, the pandemic continues to do so. To me, this says that dividends might have returned but they could be less dependable than before. So, how should I ensure a reliable passive income?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…While they are not fool-proof or even comprehensive, the following measures can still get me as close as it gets to a reliable passive income. These are:#1. Dividend historyCompanies with a long legacy of paying dividends are less likely to turn around and stop paying them suddenly. Consider the examples of oil biggies BP and Royal Dutch Shell, both of which have paid dividends for a long time. And both reduced dividends last year. While that is indeed a disappointment for investors, I think this is still a better outcome than dividend cancellations. Further, I am hopeful that dividends can rise over time, especially this year, given that both oil companies should benefit from high oil prices. Buying stocks of these oil giants comes with its own challenges, including uninspiring share price trends and a question mark on their long-term futures, but as far as reliable dividends go, they are good stocks for me to buy. #2. Earnings per share2020 was a bad year for companies across sectors, so chances are, many otherwise dividend-paying stocks either saw earnings drops or ran into losses. This would show up in the earnings per share (EPS) too.In less extraordinary times, however, earnings per share, for me, is a good measure of a company’s ability to pay dividends. A company with little or no EPS is unlikely to be able to sustain dividends. Consider two FTSE 100 stocks with some of the highest dividend yields here – British American Tobacco (7.6%) and Rio Tinto (6.1%). While British American Tobacco has an EPS of £2.8, that for Rio Tinto is at £4.4. So if I am worried whether they can sustain these high yields, I compare their EPS to that for peers like Imperial Brands and Anglo American. They have EPS numbers of £1.6 and £1.2 respectively. This assures me that both British American Tobacco and Rio Tinto are better placed when it comes to dividends.Like in the case of oil companies, here too, a high EPS alone is not the only measure to consider. It is just one of them, and from the perspective of passive income generation. The future of British American Tobacco, too, is unknown, for instance. And Rio Tinto has its own set of issues, including the latest one on executive pay. An additional feature to considerRelated to EPS, I also like to consider the dividend cover, which is the ratio of earnings to dividends. Like in the case of EPS, the higher the cover the better protected my dividends are. Unlike EPS, which is reported routinely by companies in their financial updates, I find the dividend cover less readily available, however. It is good to have all three to consider, but even the two detailed here help me make passive income investment decisions.
Half-Slope House / Denis Joelsons + Gabriela Baraúna UchidaSave this projectSaveHalf-Slope House / Denis Joelsons + Gabriela Baraúna Uchida Architects: Denis Joelsons, Gabriela Baraúna Uchida Area Area of this architecture project Photographs Brazil CopyAbout this officeDenis JoelsonsOfficeFollowGabriela Baraúna UchidaOfficeFollowProductsWoodBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSão Francisco XavierTop100Denis JoelsonsBrazilPublished on December 11, 2015Cite: “Half-Slope House / Denis Joelsons + Gabriela Baraúna Uchida” 11 Dec 2015. ArchDaily. Accessed 11 Jun 2021.
Linkedin “This rally will completely fill the Limerick Marina complex over two consecutive weekends.”GOOD news for the all those Limerick people who lament the scarcity of boating activity generated by the Limerick City Marina since it was built some 10 years ago, is that the marina will, this coming weekend, host the inaugural Limerick/Shannon Estuary Rally.Sign up for the weekly Limerick Post newsletter Sign Up A fleet of 40 inland motor cruisers, crewed by 200 members of the Inland Waterways Association of Ireland (IWAI) will be the largest to visit Limerick city. to promote it as an “exceptional destination” to an inland leisure boating community and to open up the Shannon Estuary as a cruising ground to many thousands of inland leisure craft.“We are receiving great co-operation from Limerick City Council, the ESB and Waterways Ireland,” David McCabe of the IWAI told the Limerick Post.“We are reaching out to boaters up the Shannon who would not have attempted this route and as the representative body for boaters we organise rallies on the Shannon and this one will completely fill the Limerick Marina complex over two consecutive weekends.”Highlights of the rally include an “awesome” passage through one of the world’s deepest locks at Ardnacrusha Hydro Electric Dam and as this reporter can testify, travelling into Limerick city by boat from Ardnacrusha is stunningly beautiful and memorable.“The boat trip into the city to discover and enjoy all that Limerick has to offer as an excellent boat tourism destination and a wonderful cruise down the Shannon Estuary to Kilrush Marina will be memorable,” says Mr McCabe.Congratulating Waterways Ireland for recently completing dredging and renovation works in the marina complex, the IWAI is marking this development with the visit of the inaugural rally. “We are grateful for the exceptional support and sponsorship received from Shannon Development, Waterways Ireland, ESB, Limerick City Council, Yachtsman/Euromarine and the people of Limerick for their welcome,” says Mr McCabe. The rallies will take place on Saturday, June 30 and on Sunday, July 1. Further details can be had from Web Site: http://www.iwai.ie/rallyestuary Advertisement Print Twitter NewsLocal NewsFlotilla of 40 boats to sail into Limerick Marina at weekendBy admin – June 28, 2012 780 WhatsApp Email Facebook Previous articlePressure mounts on Kidney and IRFUNext article375 jobs saved at Roche admin read more
Dell salutes all our engineers as we celebrate Engineers Week February 19-25. We’re accepting applications for our 2017 internship program now. We succeed or fail together. And at Dell, a supportive environment rich with tools accelerates innovation, and that starts with the engineering internship program.Presenting the BestWhen Kanrong Yu (above), a Master’s student majoring in data science, found out she would be presenting her visualization model about the prediction of product error rates to the vice president of her division, she was excited for the challenge.Her manager asked if she was comfortable presenting, offering to help her with some practice runs. When word of her presentation spread, colleagues who weren’t even involved with her project sat in on her practice presentations to offer tips and suggestions.“They gave advice on how I could better present my ideas. They asked questions to challenge me,” Yu said. “Everything they did helped me better prepare to be more confident during the presentation.”In addition to presenting her research to the vice president, Yu also worked on natural language processing, a very cutting-edge text analyzing technique to help analyze consumer problem summaries. The analysis enables Dell’s development teams to better modify products.From Software to SystemsBritney Pierce enjoyed her second internship with Dell in summer 2016.“I had the same manager this year as last year and I really enjoyed his leadership and the team that I worked on,” Pierce said. “Returning for the second time, my manager actually gave me an opportunity to work as a systems engineer instead of a software engineer, even though I’m majoring in software engineering.”She was grateful that her managers enabled her to explore an area of engineering outside her academic studies, gaining valuable industry experience.Experience Guides Career PathDerek Nalodka, an industrial engineering major, was hired on the IT team.“I was pretty unsure of the work I’d be doing because I don’t come from an IT background,” he said. “But, my project aligns very well with my background and through this experience I’ve learned that I love working with people, I’m a strong communicator, and it’s pushed me into the direction of trying to eventually become a project manager.”Nalodka really appreciated how responsive his coworkers were, remarking he’d typically get responses to emails within the hour.“It’s extremely impressive given Dell’s size, to be continually pushing forward at the speed they do and to be constantly getting work done and moving on to the next thing,” he said. “I think Dell’s culture stands alone, it should be something that other companies want to model.” </p><p> read more
Marine biologist Sylvia Earle will deliver Saint Mary’s 2010 Commencement address and receive an honorary doctor of humanities degree. Author Lois Lowry will also be receiving an honorary doctor of humanities degree at the ceremony.“It will be an honor to welcome Sylvia Earle and Lois Lowry to our campus,” Carol Ann Mooney, president of the College, said in a press release. According to the release, Earle has spent over 6,000 hours underwater. The New York Times labeled her “Her Deepness.” She led the first all-women team of aquanauts in 1970 and holds the record for the deepest solo dive. In September 2009, she published “The World Is Blue: How Our Fate and the Oceans Are One,” which discusses the need to protect out oceans and the work people need to do to keep them clean. “Doctor Earle is a passionate advocate for the survival of our planet,” Mooney said in the release. “Her work to save our oceans is legendary and I know our graduates will be inspired by her dedication to this important cause.”Earle has written more than 175 pieces relating to the global ecosystem, namely the ocean. She also made an appearance on the Comedy Central program “Colbert Nation” to convey her message on protecting the environment. According to the press release, Earle has established marine protected areas across the globe. These include a 140,000 square-mile ocean home called the Northwestern Hawaiian Islands National Marine Monument, which contains more than 7,000 forms of marine life. Lowry, a young-adult fiction writer, has won Newberry Medals for her books “Number the Stars” and “The Giver.” She is also author of the “Anastasia Krupnik” series. “The majority of our graduates probably counted Lois Lowry’s books among their favorites when they were growing up,” Mooney said in the release. “We are delighted to be able to recognize her body of work.”Lowry said in the release that she works through her writing to “convey her passionate awareness that we live intertwined on this planet and that our future depends upon our caring more, and doing more, for one another.”Commencement will be held May 15 at noon on Le Mans Green. read more
Recently I had the honor of facilitating a group conversation for 80 board members. The topic was how to be seen as an engaged, committed, and high-performing board member. The organizing principle used as the basis of conversation was the board is responsible for strategy, policy, and advocacy. This list of 15 common sense behaviors is both simple and provocative especially in the context that boards have a high degree of potential turnover in the next three years, 35%. Email me your thoughts and I will keep the stream going.Believe in and advocate for the credit unionKnow the vision, mission, and strategic planPassionately talk about the credit unionShow appreciationSeparate your personal and professional life from the work at the credit unionInvite members to the annual meetingUpdate your black book list on potential board member nomineesRead the packet and be prepared to ask strategic questions with a lens of helpingStay in your lane, focus on the big stuffProactively and brilliantly participate in strategic planningUse the credit union products and servicesStep into difficult conversations with passion for the memberCreate your learning plan and take care of your board education requirementsProactively support board decisionsShow up for your CEO 101SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Deedee Myers Deedee Myers is founder and CEO of DDJ Myers, Ltd. and co-founder of the Advancing Leadership Institute. For the past 20 years, she has been passionate about establishing and developing … Web: www.ddjmyers.com Details read more
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NZ Herald 10 February 2020Family First Comment: Superb words from our board member Bruce Logan“An inspirational national anthem is like good wine, it must have provenance, time to be savoured and loved, connecting the past to the present with hope for the future. It must be spiritually and morally coherent, transcending the limitations of fashionable ideology. Our present anthem fulfils all of these because it was written with genuine affection during a period of national and cultural coherence…In the contemporary culture seduced by the cult of diversity and inclusion, it will be very difficult, if not impossible, to write an anthem to echo that rich patriotic oneness. The frenetic search for elusive Kiwi values would ricochet in a cacophony of disparate voices pretending to understand each other. At best, we would have sentimental codswallop disguised as tolerance in a frantic swelling of virtue signalling.”Maybe the call to change the national anthem is well-meaning. Nevertheless, it is little more than an exercise in “chronological snobbery”, a mindset that would spin everything off itself; today should govern yesterday.An inspirational national anthem is like good wine, it must have provenance, time to be savoured and loved, connecting the past to the present with hope for the future. It must be spiritually and morally coherent, transcending the limitations of fashionable ideology.Our present anthem fulfils all of these because it was written with genuine affection during a period of national and cultural coherence.The call to change the anthem, either in part or in whole, on the grounds that it’s out of date misunderstands its function. God defend New Zealand is not just sung by living voices on one particular day, it is also a reverberation of the voices who have passed on. It is the distillation of the poignant love of one’s nation by encouraging a humble and proper patriotism.In the contemporary culture seduced by the cult of diversity and inclusion, it will be very difficult, if not impossible, to write an anthem to echo that rich patriotic oneness. The frenetic search for elusive Kiwi values would ricochet in a cacophony of disparate voices pretending to understand each other. At best, we would have sentimental codswallop disguised as tolerance in a frantic swelling of virtue signalling.An anthem is a consequence of having a shared and confident vision of nationhood. For decades, indeed for much of my lifetime, New Zealand has been divesting itself of that vision. The foundational, biblical message of humility, grace, sacrificial love and the need for forgiveness is being rejected without replacement. It isn’t surprising some people are embarrassed.The nuanced insights and sensitivities may well be too heroic and biblical for the embarrassed, but we have not discovered a superior story that would give our nation sufficient meaning for another anthem. We do not have an alternative tradition, history or a set of beliefs that would bring us together. All the waffle about diversity, inclusion and tolerance is mere deconstruction; a provisional parasite thinking it has a life of its own.The “triple star”, “shafts of war” and “entreat” are not meaningless to immigrants with limited English. Indeed many, particularly those who have escaped from totalitarian regimes, will be able to sing with renewed emotional power as they enjoy their new freedom and its foundations.Those New Zealanders under 30 could benefit greatly from coming to terms with the anthem’s connection to the past. They might discover that God defend New Zealand is also a salutary teacher.For example, a much more useful thing to do in schools than labouring children with the anxieties of climate change would be to teach something of the anthem’s history, language, sensitivities and nuance. At the very least it might help them understand the poignant difference between the aspirations of our nation and practical outworking of its history.Children could be encouraged to ask legitimate questions about their existence as New Zealanders. What does it mean to meet in the “bonds of love”? How is it possible to even think of such a possibility? And, goodness me, who is the God of Nations? The anthem is actually a prayer, we ask God, in the context of genuine humility, to protect our freeland.And anyway, all national anthems are eventually prayers either to the surging vanity of hubris and consequently the worst expressions of nationalism or maybe to nature and the consequent collapse into the sentimentality of pantheism. Perhaps even, rousingly, to the God of War like the Marseillaise, although one suspects that its appeal lies mainly in the stirring romance of Rouget de Lisle’s musical score and the brief and tragic, romantic spirit of the French Revolution.Perhaps the most encouraging news we have regarding our anthem is that a recent NZ Herald poll tells us nearly three-quarters of New Zealanders want to keep it as it is. Hallelujah.• Bruce Logan is a former teacher who, since 2008, has spent New Zealand winters living and writing in Provence.https://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=12306742Keep up with family issues in NZ. 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